What Makes Hoskins Financial Different?

Independent

Hoskins Financial is an independent registered investment advisor based in Nashville, Tennessee. We have no selling agreements with investment companies or insurance carriers. We do not earn commissions on the strategies we design and implement on behalf of our clients. As a fiduciary who does not report to a large corporate headquarters in another city, we always put our clients' interests ahead of all else.

Transparent

There are no hidden costs at Hoskins Financial. Our investment advisory fee structure is straightforward and based on a percentage of assets under management.* Financial planning fees, if applicable, are based on an hourly rate and agreed upon in advance. We build portfolios using low expense ratio ETFs and no-load/no-transaction-fee mutual funds. We take pride in making sure our clients have a full understanding of all investment related expenses including what you may already be paying other investment professionals who do not share our passion for transparency.

* Refer to our Form ADV, Part 2A Brochure for more information on our services and fees.

Accessible

We regularly check in with our clients to provide market and account updates. Comprehensive portfolio and financial plan reviews occur at least annually or whenever your personal financial circumstances change. Clients can also call, text, or email anytime with questions, concerns, or simply to chat about your investment portfolio or financial plan.

No Investment Minimums

Hoskins Financial does not currently impose a minimum account balance to get started. Our doors are open to everyone.

Meet the Director

William R Welborn, CFP®

Chief Investment Officer & Director of Financial Planning

Will is a Certified Financial Planner® practitioner with over 23 years of experience helping individuals and families create and implement customized investment strategies based on a comprehensive financial planning process. Will has been a member of the Hoskins team since 2016 when he came on board to provide financial planning services for members of the Tennessee Army and Air National Guard and their families. He has since transitioned to a full-time role with Hoskins Financial, LLC to serve as Chief Investment Officer and Director of Financial Planning.

Prior to serving our men and women in uniform and their families, Will was a Personal Wealth Manager with Creative Planning, Inc. Creative Planning has been recognized by Barron’s Magazine as America’s #1 Independent Advisory Firm, and CNBC named it the #1 Wealth Management Firm in America. Will has also served as Vice President of Financial Planning at Nashville-based Mastrapasqua Asset Management and Associate Wealth Strategist at Memphis-based Waddell & Associates which acquired upstart Welborn Wealth Management in 2004.